Meet the Agent
Personal Insurance
Commercial Line Insurance
Life Insurance


The history of Carolina Insurers Associates began in February of 1957 when H. B. Todd opened his first office in Tabor City selling Life Insurance to the residents of our town. Out of that small two-room office located upstairs at the corner of North Main Street and West Fifth Street, where the old "Little Mint" now sits, emerged H.B. Todd and Associates, a multi-agent Life Insurance office that served large portions of eastern North and South Carolina. 

The next big step came in 1980 when H.B. partnered with Sandy Woody, another Tabor City native, to form Carolina Insurers Associates, Inc. The addition of Personal and Commercial Property and Casualty Insurance was a perfect fit for the agency and the customers it served.  With the agency growth, a new location was needed so H.B moved the office to the building beside the Post office in 1981. Shortly thereafter, Sonja Norris, H.B’s daughter, joined the company.

In 1987 Carolina Insurers Associates merged with the Waccamaw Insurance Agency, headed up by Mack Skipper. This merger proved to only better serve the community with an expanded offering of insurance products and markets. Carolina Insurers continued to grow and serve the area residents until 1999 when the “book of business”, not the corporation itself, was sold. Shortly thereafter, the new owners decided to move the agency out of town.

Then came 2009 and the re-birth of Carolina Insurers…..with some oddly familiar faces. At 85 years old, H.B is still in the office every day. Sonja, in addition to being part owner along with Mack Skipper and her son Kevin, is once again behind the counter proudly helping customers with their insurance needs.  Mack, surrounded by his UNC and Campbell memorabilia, is handling Commercial Lines.  Kevin (H.B.’s grandson) is the company’s new President; and in a return to the roots of the business has become a licensed life agent. One more thing, as fate would have it we are located in the office directly beside the original location.

Almost immediately after bringing the company “back to life” we were lucky to have been able to merge with Advantage Insurance Services Inc., also of Tabor City. Advantage Insurance was founded by Lucille Fowler and her late husband Bobby.  

Starting our new chapter also brings a new face, Diane Blackmon. The newest addition to the Carolina Insurers family is also a “hometown girl” whom we could not do without. The true backbone of the day-to-day operations, Diane enables us to better serve the community we all call home.

We would each like to extend our sincere gratitude to our customers for allowing us to serve them for the better part of the last 55 years. We can only hope to be blessed with 55 more.

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